Digitizing Housing Finance to Become Future Ready

With India’s growing appetite for housing, many experts predict that housing finance will grow at a 22% CAGR between 2021-26. Right now, interest rates are at an all-time low, leading to improved buyer confidence. To capture these growing opportunities, many lending businesses are looking to digitize their customer journey. So, this roundtable is all about learning from leaders from the lending and real estate ecosystem, how to maximize your lending and stay ahead of the competition.

Key Discussion Points:

  • Emerging trends and challenges
  • New avenues of customer acquisition
  • Creating a digitally assisted borrowing process
  • Leveraging partnerships to build a cohesive customer journey


Jyothirlatha B

Jyothirlatha B
CTO, Godrej Housing Finance

Jyothirlatha is the Chief Technology Officer at Godrej Housing Finance where she leads the development of a customer-first technology platform. With an experience of almost three decades in technology, she has spent close to a decade each in ICICI Bank and TCS in various roles.

In her earlier stints, she led the technology department at Vodafone-mPesa and was the Chief Technology Officer of Dewan Housing Finance Limited. She holds a Master’s in Engineering from VJTI Mumbai.

Ram Naresh

Ram Naresh Sunku

CBO, Aavas Financiers Ltd

Ram Naresh Sunku is the Chief Business Officer at Aavas Financiers Ltd.  With his strong distribution and P&L Management background, Ram has set up the rural distribution model and a multi-channel presence for Aavas including digital acquisition in the affordable space. Prior to Aavas, he has successfully built the Mortgages business in the affluent segment at Bajaj Finance Ltd.

His professional experience of 26 years spans across FMCG & Mortgages with reputed brands such as Nestle India, ICICI Bank, GE Money, and Bajaj Finance. Ram holds an MBA degree from Sri Krishnadevaraya University (AP) and is pursuing Senior Executive Leadership Program at Harvard Business School.

Nilesh Patel

Nilesh Patel
Co-Founder & CEO, LeadSquared

Nilesh is the CEO of LeadSquared, a sales execution platform. He is focused on helping businesses in high velocity, high volume sales to improve their sales execution and increase sales efficiencies. He is on a mission to build LeadSquared as the software partner of choice for sales execution for businesses. Previously, Nilesh was the founder of Proteans, a recognized leader in the software product development services space. Nilesh has a degree in engineering from Delhi University, and before founding Proteans spent four years in IBM with their microprocessor test tools division.

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