Lending solutions that are trusted by
Leading financial institutions
5 lakh+ sales users
10+ years in the Indian market
Powered by LeadSquared
How LeadSquared helps Underwriting Teams
Turn Sales and Underwriting Hustle into Lending Muscle
An LOS that brings everyone to the same page, finally. Here’s a quick view of some powerful capabilities.
Onboard customers on the go
Enable effortless customer onboarding
Fully digital and automated customer onboarding with minimal data entry, powered by ML-based OCR and verification for KYC, EPFO, ITR, and salary slips.
Simplify approvals with review efficiency
Accelerate credit decisions with smart recommendations
Let credit managers fast-track straightforward cases using one-click approvals. Flagged applications get routed for manual review, enabling underwriters to assess them in detail.
Tap into stage-agnostic query management
Resolve queries faster, slash loan TAT – No more case delays
Track and manage queries by type, team, and user to eliminate delays and keep applications moving.
Ensure advanced risk assessment
Deploy risk-based pricing without code
Use a no-code business rule engine to set complex scorecards, back-test portfolios, and update pricing strategies with ease.
Data
Data Integration
Analytics
Feature Creation
Platform
Rule/Strategy management
Monitoring
Decisioning
Integrations
Perform powerful credit assessments
Smarter tools for better decision-making
Access a unified dashboard for full credit assessment – analyze AA data, income documents, and overall lending risk in one place.
Explore no-code tools for smarter operations
Enable process changes with speed
Update workflows, rules, and forms without IT support. Achieve faster adaptability, lower TCO, and enhanced control over operations.
Build an efficient field force
Streamline operations and maximize productivity
Monitor tasks and meetings with geo-reports, automate beat plans, and sync front-line and back-end teams.
Streamline workflows with powerful integrations
Effortless setup with faster GTM
Access 100+ configurable pre-built integrations for KYC verification, data fetching, OCR, and more.
Empowering Underwriting, Operations & Sales Teams
Speed up application journeys, get better visibility, and grow your loan book – without adding more tools or manual work.
Approve low-risk cases faster with automated rules- Stay updated with real-time status alerts
- Auto-fetch data to support decisioning logic
- Handle post-sanction tasks with clear workflows
- How LeadSquared helps Sales Teams
- Scan and auto-fill forms using OCR
- Track field visits and sales activity without chasing updates
- Use pre-built connectors with built-in error handling
- Monitor goals, targets, and payouts in one place
Inside LeadSquared’s Loan
Origination Advantage
- Omnichannel Onboarding
- Faster GTM & Flexible Change Management
- Robust Underwriting
- Fast Loan Turnaround
- Strong Audit & Governance
Omnichannel Onboarding
- Lead gen & onboarding via 7 channels
- Zero manual data entry (via OCR)
- DSA & connector access
Faster GTM & Flexible Change Management
- Fully no-code across workflows, forms & processes
- Configurable BRE
- 70+ ready integrations (KYC, bureaus, fraud check)
Robust Underwriting
- Eligibility & risk scorecards
- Ready bureau insights
- Underwriter 360
Fast Loan Turnaround
- Automated recommendations for secured loans & complete STP for unsecured loan types
- Inbuilt collaboration/Query Management
- Vendor Mobile App for Fl, TVR & Legal aspects
Strong Audit & Governance
- RBI & DPDP compliant consent management
- Multi-lingual document generation
- Configurable reports & dashboards
FAQs
What is a Loan Origination System / Software (LOS) and how does it help lenders?
A Loan Origination System (LOS) is a digital platform that automates and streamlines the entire loan journey, from lead capture to disbursal. LeadSquared’s Loan Origination Software supports both assisted and digital journeys, helping lenders reduce turnaround time, improve compliance, and deliver better customer experiences at scale.
Can I configure workflows and credit rules without any coding?
Yes, LeadSquared Loan Origination System (LOS) is a fully no-code platform. You can set up workflows, scoring models, checklists, approval rules, and credit policies using intuitive interfaces without writing any code.
How does LeadSquared’s LOS support regulatory compliance and customer consent management?
LeadSquared’s Loan Origination Software (LOS) includes built-in multi-purpose consent capture (RBI compliant), audit trails for every application action, and secure integrations with KYC providers like Digilocker, CKYC, and Video KYC. All actions are time-stamped for compliance and audit readiness.
Does the system integrate with external systems like lead management systems, CRMs, credit bureaus, and KYC vendors?
Yes. LeadSquared’s LOS has 100+ ready integrations with credit bureaus (CIBIL, Experian, CRIF), banking aggregators (Perfios, Finbox), and KYC providers (Karza, Signzy, IDFY), along with integration support for lead management and client front-end applications.
How does LeadSquared’s LOS improve underwriting and decision-making speed?
With Underwriter 360, STP (Straight Through Processing), and a powerful rules engine, underwriters can view applicant insights, credit bureau summaries, fraud checks, and raise queries, all in one screen. This reduces evaluation time from hours to minutes.
What loan products and customer journeys can LeadSquared’s LOS handle?
LeadSquared LOS supports end-to-end journeys for Home Loans, Loan Against Property (LAP), Vehicle Loans (Retail and Commercial Vehicle loans, Two-Wheeler, EV, Tractor – Both New and Used), Secured and Unsecured Business & MSME Loans, Personal Loans, Gold Loans and Solar Loans. It enables both assisted journeys via field sales users and fully digital journeys via customer-facing portals.
How does LeadSquared LOS handle collaboration between Sales, Credit & Operations team?
LeadSquared’s LOS provides a stage agnostic query module that enables Credit & Operations users to raise queries from any stage of loan origination without sending the case back to another team. Detailed Query MIS is also available to optimize the query process.
